Recreational Vehicle Insurance in Foley, Alabama
If you have any type of recreational vehicle, including a motorcycle, RV, boat, or off-road vehicle (e.g., all-terrain vehicle (ATC) or snowmobile), you’ll need to secure additional insurance to properly protect your investment. Determining what and how much coverage you need can be tricky, but that’s why we’re here to help. Contact us today to get started.
Recreational vehicles (RV) are a popular mode of travel for those seeking adventure on the open road. While many different types of RVs exist, they all should be insured to operate safely.
What Is RV Insurance?
RV insurance offers coverage for numerous risks and potential incidents that can occur while using or traveling in an RV. This type of insurance protects various RV classes, including motorhomes, camper vans, travel trailers and fifth wheels.
What Does RV Insurance Cover?
Most standard RV insurance policies include the following:
Comprehensive insurance may help cover damages unrelated to an accident, such as theft or vandalism.
- Bodily injury and property damage liability may help pay for property damage or bodily injuries you cause while driving your RV and may help cover legal fees resulting from such an accident.
- Collision insurance may help cover repair costs if you are involved in a collision.
- Uninsured/underinsured property damage and bodily injury may help pay to repair or replace your RV in an accident with an at-fault driver who doesn’t have the appropriate insurance coverage. These coverage options may also help cover medical expenses for bodily injuries you suffer from these accidents.
- Medical payments coverage may help cover medical expenses for you and your passengers if you are in an accident involving your RV.
What Is Travel Trailer Insurance?
Travel trailer insurance is a policy for recreational trailers that are towed behind a vehicle and do not have their own motor. The following are some of the most common types of travel trailers:
- Pop-up campers
- Fifth-wheel trailers
- Toy haulers
- Airstreams
- Teardrop trailers
What Does Travel Trailer Insurance Cover?
Travel trailers are typically included under the umbrella term of recreational vehicle; however, it’s essential to speak with a qualified insurance provider to determine the best coverage for your situation. Contact Southern Insurance AL LLC to get started today.
How to Get Recreational Vehicle Insurance
If you’re in need of a recreational vehicle insurance policy, we’re here to help. Contact Southern Insurance AL LLC today to learn more or receive a free quote.